Author F. Bill Billimoria has almost a quarter century of experience in the business and a well-rounded educational background; he is certainly well-qualified to offer advice on a subject that affects everybody—their retirement security. In addition to the book, Billimoria provides financial advice through lectures, seminars and workshops to corporations, trade associations and, occasionally, to the general public. He calls his approach “edu-tainment” —entertaining the audience while imparting a serious message at the same time.